A transfer of title on the check to the bank in exchange for the amount of money on the face of the check is a(n):

The transfer of title on a check to the bank, allowing the bank to cash or deposit the check, is called an endorsement. When an individual endorses a check, they sign their name on the back of it, which serves as a method of transferring ownership of the check to the bank. This action is essential for the check to be processed and the funds to be accessed.

Endorsements can vary, such as a blank endorsement, where the payee simply signs their name, or a restrictive endorsement, which includes instructions on how the check may be deposited. This process ensures the bank can verify the authenticity of the transaction and the legitimacy of the payee, thus allowing the funds to be appropriately processed.

In contrast, a deposit slip is a document used to deposit cash or checks into a bank account and does not involve the endorsement of a check. A charge action typically refers to a transaction that involves charging an account or making a purchase, while bank reconciliation is the process of comparing a bank statement to a company's records to ensure they match. Each of these terms serves a distinct purpose within banking and finance, but endorsement specifically relates to the transfer of ownership of checks.