Money (cash or checks) put into an account, increasing the account balance, is known as a:

The term that describes money (whether in cash or checks) placed into an account, which subsequently raises the account balance, is a deposit. When funds are deposited, they increase the overall balance available in the account, signifying a positive addition of resources. This action is essential in maintaining or managing financial accounts, as it allows individuals or businesses to enhance their available funds for transactions.

A deposit is distinct from other financial terms such as withdrawal, which involves taking money out of the account and decreasing the balance. Similarly, a debit balance refers to a situation where the amount owed exceeds the account balance, indicating a negative balance, whereas a credit balance typically indicates a positive balance resulting from deposits or other credits. Thus, the characterization of money added to an account is most accurately represented by the term deposit.