The percentage a patient pays for services after the deductible has been met is called?

Coinsurance is the correct term for the percentage a patient pays for healthcare services after meeting their deductible. It represents a form of cost-sharing between the insurer and the insured, where the patient is responsible for a specific percentage of the medical costs while the insurance company covers the remaining percentage. This arrangement helps to manage overall healthcare expenses and encourages patients to consider the costs of their medical care, while also providing a means for insurers to control their financial risk.

In contrast, a co-payment refers to a fixed amount that the patient pays for a specific service, such as a doctor's visit or prescription medication, and does not vary with the cost of the service. A deductible is the total amount the insured must pay out-of-pocket for healthcare services before their insurance begins to cover costs. Fee for service is a payment model where providers are paid for each service rendered, rather than a percentage or fixed amount shared between insurer and patient. This model does not directly relate to the patient’s share following the deductible.