What is the term for a check made out with a future date?

The term for a check made out with a future date is a postdated check. This type of check is written with a date that is later than the date it is being issued. It essentially instructs the bank not to cash the check until that future date, providing the payer with the ability to manage cash flow or ensure that there are sufficient funds in their account at the time the check is presented for payment.

Using a postdated check can be useful in various situations, such as when a borrower is repaying a loan or when a service has been rendered, but payment is not due until a specific future date. It is important to note that while the check is written with a future date, the recipient can still attempt to deposit or cash the check before that date, depending on the policies of the bank involved.

The other options do not pertain to checks written with a future date. A voucher check is typically used in specific payment situations, a money order is a prepaid financial instrument used to pay for services, and a traveler's check is designed for use while traveling for safety and convenience. Each of these serves different functions and is not associated with the concept of postdating.